Insurance advisor answering a client’s questions

Insurance FAQs

Insurance questions, clearly answered.

Find clear answers about choosing cover, working with an insurance broker, quotations, policies, renewals and everyday insurance questions in Lebanon.

Frequently asked questions

Browse clear answers about working with Triple H, choosing insurance, getting a quote, policies and renewals.

About Triple H

No. Triple H is a licensed insurance broker. Insurance companies underwrite the risk and issue the policies; we assess your needs, compare suitable insurers, arrange your cover and manage the relationship on your behalf.

A broker works with you rather than representing one insurance company. We help you compare suitable options, understand the terms, limits and exclusions, arrange your cover and remain involved through renewals and claims.

No. For the same policy and terms, arranging your insurance through Triple H does not increase the insurer’s quoted price. Our remuneration is arranged separately through agreements with insurance companies, while you benefit from independent advice, comparison and ongoing broker support.

Triple H Insurance Broker S.A.R.L. holds Broker License No. 581 from the Ministry of Economy & Trade, Lebanon, and Commercial Registration No. 2077214.

We assist clients in Arabic, English and French.

Quotes & Choosing Cover

Medical and motor insurance quotes can be calculated through our online instant quote service. For other personal, business and specialist risks, contact us and we will assess your requirements and arrange suitable quotations.

The information depends on the type of insurance. We may ask for details about you, your vehicle, property, business, employees or other risks being insured. Complete and accurate information helps insurers provide the correct terms and price.

No. A quotation is subject to the information provided, insurer underwriting and acceptance. Cover is only confirmed once the insurer has accepted the risk and the policy has been issued.

We start with your needs and the risks you want to protect, then compare suitable insurers across cover, terms, conditions, limits, exclusions and price. We present the most suitable options clearly, explain the differences and guide you towards the cover that best fits your needs, so you can make an informed decision with greater confidence.

Policies & Renewals

Cover begins according to the effective date confirmed after the insurer has accepted the risk and the policy has been issued. A quotation by itself does not mean that cover is in place.

You should understand what is covered, the policy limits, important exclusions and conditions, and any excess or deductible that applies. We explain the relevant terms before you accept the policy so you can make an informed decision.

Tell Triple H as soon as possible if there is a significant change to the risk being insured. We will check whether the insurer needs to be notified and arrange any necessary adjustment to your policy.

You do not need to wait until your policy is about to expire or contact us first. We review your cover in advance, consider any changes in your needs or circumstances, assess the insurer’s renewal terms and premium, and where appropriate compare suitable alternatives. We then contact you in good time, explain the options and help you make an informed renewal decision.

Still have a question?

Contact our team for clear, tailored guidance on your insurance needs, policy or cover.

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