Insurance solutions
Life & family protection
Life cover should settle what your household would otherwise carry: the mortgage, education, and the years of income that stop. We calculate the figure rather than round it.
Who it is for
Anyone whose income supports dependants, carries a mortgage, or holds a personal guarantee on a business facility.
What it covers
- Term life and whole of life cover
- Critical illness with defined condition lists
- Permanent disability and income protection
- Mortgage and loan protection assignments
How we help
We model the shortfall, structure the term to match the obligation, and review medical loadings with the underwriter directly.