Assess the risk
We review the premises, business activity, stock, machinery, equipment and other assets that need protection.
BUSINESS & EMPLOYEE INSURANCE
Commercial Property Insurance in Lebanon
Protect your business premises, stock, equipment and other physical assets against covered damage or loss, with insurance arranged around your needs.
COMMERCIAL PROPERTY INSURANCE
What is commercial property insurance?
Commercial property insurance protects your business premises and physical assets against covered loss or damage. We assess what needs protection, approach suitable insurers in the Lebanese market, compare the available cover and terms, and arrange the policy around your business.
Who it is for
Businesses that own or occupy commercial premises and need to protect buildings, fit-out, stock, machinery, equipment or other physical assets.
What can be protected?
Commercial property insurance can protect the main physical assets your business depends on, whether you own or occupy the premises.
Buildings & Premises
Buildings and commercial premises used for your operations, including offices, shops, warehouses and other business locations.
Fit-Out, Furniture & Contents
Interior fit-out, fixtures, furniture, office contents and other property used inside the insured premises.
Stock & Inventory
Raw materials, finished goods, merchandise and other stock kept at the insured location, including changing inventory levels where applicable.
Machinery & Equipment
Machinery, production equipment, computers and other business equipment that would be costly to repair or replace after covered damage.
Cover can be arranged for a wide range of events that may damage your premises or business assets. The exact protection, limits and conditions depend on the insurer and policy selected.
What can commercial property insurance cover?
- Fire, explosion, lightning and smoke damage
- Storm, flood, hail, earthquake and other natural perils
- Water damage from burst pipes, tanks, rain or drainage problems
- Burglary or theft following forcible entry
- Impact damage caused by vehicles or other external events
- Plate glass breakage
- Electrical damage or fluctuation
- Strikes, riots, civil commotion and malicious damage
- Debris removal and professional fees following a covered loss
- Loss of rent or business interruption following property damage
- Property-related liability or recourse to neighbors or co-owners
How Triple H helps
We identify the risks your business needs to protect, approach suitable insurers in the Lebanese market and compare the available cover, limits, deductibles, exclusions and extensions before arranging the selected policy.
What to compare before choosing commercial property insurance
The right policy depends on more than price. The insured values, deductibles, exclusions, extensions and claims handling can all affect how well your business is protected.
- The insurer’s reputation, financial strength and reliability
- Insured values for buildings, stock, machinery and equipment
- Limits and sublimits that apply to specific types of loss
- Deductibles your business must bear when a claim occurs
- Natural peril protection, including flood and earthquake
- Burglary conditions and security requirements
- Electrical, machinery damage and engineering cover
- Business interruption protection and the period it can respond
- Exclusions, warranties and other policy conditions
How we arrange your commercial property insurance
We assess what needs protection, compare suitable insurers in Lebanon and arrange the cover around your business.
Structure the cover
We assess the declared values, required limits and the protection needed for your property and operations.
Compare suitable insurers
We approach suitable insurers in the Lebanese market and compare their cover, terms, deductibles, exclusions, reputation and price.
Arrange the policy
We explain the differences, negotiate with insurers where appropriate and arrange the selected cover for your business.
What to do when your business property is damaged
Contact us as soon as possible. We coordinate the claim, the assessment and the insurer communication on your behalf.
When needed, we send a claims expert to inspect the damage and document the loss. We then notify the insurer and coordinate the required reports, quotations and supporting documents.
We follow the claim closely, handle insurer questions and work to secure the covered settlement due under the policy.
If business interruption cover applies, we coordinate that part of the claim as well and remain involved until the claim is concluded.
Commercial Property Insurance FAQs
Answers to common questions about insuring business premises and assets.
Yes. The cover is arranged around the property and assets each party is responsible for.
Yes. Multiple offices, shops, warehouses or other locations can be included, depending on the business and insurer requirements.
Yes. The insured stock value can be arranged around normal and peak inventory levels, depending on the business and policy terms.
Yes. We can review the current cover, values, limits, deductibles and exclusions and compare suitable alternatives in the market.
We usually need the business activity, property location, construction, occupancy, insured assets and values, security and fire-protection measures, claims history and the cover required.
Yes. We can arrange changes when you add locations, stock, equipment or other assets during the policy period.
If the declared values are too low, the amount recoverable after a claim may be reduced under the policy terms. We help review the insured values before placement and renewal.
Explore more business insurance
Protect your employees, vehicles, goods, liabilities and other business risks with insurance arranged around your operations.
Protect your business property with the right cover.
Tell us what you need to insure. We’ll compare suitable insurers in the Lebanese market and arrange the protection your business requires.
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