Insurance solutions

Property

The most frequent property claim problem is underinsurance. If the declared value is below reinstatement cost, the settlement is reduced proportionally — even on a partial loss.

Who it is for

Homeowners, landlords, and businesses occupying or owning premises.

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What it covers

  • Buildings and reinstatement cost
  • Contents, valuables and specified items
  • Fire, water damage, storm and impact perils
  • Loss of rent and alternative accommodation

How we help

We establish reinstatement values properly and apply the correct basis of settlement before the policy is issued.